Privacy Policy

What does Money ‘N Minutes do with your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you have with us. The information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and transaction history

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Money ‘N Minutes chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

  1. For our everyday business purposes- such as process your transactions, maintain your account, respond to court orders and legal investigations.

Does Money ‘N Minutes share? Yes         Can you limit sharing? NO

  1. For our marketing purposes- to offer our products and services to you

Does Money ‘N Minutes share? Yes         Can you limit sharing? YES

  1. For joint marketing with other financial companies

Does Money ‘N Minutes share? NO          Can you limit sharing? We do not share

  1. For our affiliates’ everyday business purposes- information about your transactions and experiences

Does Money ‘N Minutes share? YES        Can you limit sharing? NO

  1. For our affiliates’ everyday business purposes- information about your creditworthiness

Does Money ‘N Minutes share? YES        Can you limit sharing? YES

  1. For our affiliates to market to you

Does Money ‘N Minutes share? YES        Can you limit sharing? YES

  1. For our nonaffiliates to market to you

Does Money ‘N Minutes share? No          Can you limit sharing? WE DON’T SHARE

To limit our sharing: Mail the form below

Please Note:

If you are a new customer, we can begin sharing your information 30 days from the date you were given this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Questions call 9137640055

Mail in Form

Do not share information about my creditworthiness with your affiliates for their everyday business purposes. Do not allow your affiliates to use my personal information to market to me. Do not share my personal information to market to me.

Mail to: Money ‘N Minutes

115 S Clairborne Road Suite F

Olathe, KS 66062

Who is providing this notice? Z & J Holdings LLC

How does Z & J Holdings LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Z & J Holdings LLC collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan
  • give us your income information
  • provide employment information or give us your employment history
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates everyday business purposes, information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing the nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.