The holidays bring us a season of fun and cheer, but all the activities and gift-giving can add up pretty quickly and leave you ho-ho-hopelessly broke.
Looking to stretch your dollar between your December and January paychecks? Money ‘N Minutes in Kansas City has your back.
Consider Your Options
According to a study done by Credit Karma in October 2021, nearly one in three Americans say they expect to take on debt this holiday season in order to pay for gifts and festivities.
Some purchases may be unavoidable but take an honest look at your upcoming plans and think about what changes you could make. Instead of buying brand new items, consider giving homemade gifts:
- Photo collages or photo-related creations
- Baked goods or meal-prepped frozen items
- Personalized coupon book with gifts of your time and service (car wash, DIY oil change, babysitting, backrubs, cleaning, etc.)
- Knitted or sewn hats, blankets, etc.
Talk to your family and friends about your mutual expectations for the holiday season. You’re probably not the only one on a budget. Be honest with your loved ones and come up with alternatives that make sense for all involved.
Shaving off parts of your budget will help you overall, but some expenses are inevitable, and others come out of nowhere, leaving you stressed and scrambling for cash. A payday loan from Money ‘N Minutes can help you bridge the gap!
Can I Get a Cash Advancement?
Borrowing money from friends and family can complicate your relationships. When it comes to financial hardships and cash advancement solutions, it’s best to go through a third party.
How do you apply for a payday loan? It’s easy! At Money ‘N Minutes of Kansas City, you can apply online or in person. Just make sure that you meet the following requirements:
- Be at least 18 years old.
- Have an active checking account (credit card does not count).
- Provide valid personal identification.
- Provide proof of income.
Unlike traditional loans, a cash advancement from Money ‘N Minutes in Kansas City is quick and easy! If you apply online, your money will be deposited typically in one business day. If you visit us in person, it’s even faster – cash is given on the spot!
Payday Loans Whenever You Need Them
At Money ‘N Minutes, our goal is to provide credit to you right when you need it. It’s a quick process with no hidden fees, plus a flexible payment schedule.
Put the “fun” back in “funds”! Give us a chance to earn your business; you won’t be disappointed. Apply online or in-store today at Money ‘N Minutes of Kansas City!
