Loan FAQs
FAQ: Getting a Line of Credit in Kansas
A line of credit is a small, short-term loan used to cover unexpected expenses generally repaid over a short period of time.
A loan is ideal when the borrower needs anywhere from $100-$1,000.
Yes, part of the application requires you to have a local, physical bank, not an online bank like Chime or Cash App.
Once your payday loan is approved, the money is electronically deposited directly into your active checking account.
When you apply for a loan in-store in Overland Park, KS, you can walk away with cash in hand! When you apply online, money is deposited electronically into your checking account.
We’re a proud provider of loans in Overland Park, KS. Visit us in person at our store location at 10211 W. 75th St in Overland Park, Kansas. You can apply for a loan in-store and walk away with cash in hand.
Emergencies can happen to anyone at anytime. A line of credit offers you instant cash so that you can be financially stable until your next paycheck! Apply for a loan online instantly from your phone or computer, and get cash now.
No, you will need to present a debit card or checking account number instead of a credit card. When you apply for a loan online, money will be deposited directly into your active checking account.
Yes! Visit our payday loan store location at 10211 W 75th St. in Overland Park, Kan., and we will walk you through the loan process so you can walk away with cash in hand.
You can pay off your line of credit as early as you like with no early payoff charge. If you pay the minimum amount each month, it will be paid off in 20 months.
For a loan you will need:
- Kansas Driver’s License
- Proof of income (paystubs or direct deposit and possibly checking account information)
- Checking Account
- Check or Debit Card
- Social Security Number
Generally loans written in-store will receive instant cash. (WOW!)
An online loan gives you the convenience of filling out all the applications online without the need to visit a physical location. Online loans will be funded the same day or next business day.
Your interest is calculated on an average daily balance of the principal. The earlier you pay off the loan, the less days it calculates.
Loans are not available to members of the military.
Yes! Apply today, and you can complete the entire loan process from your phone or computer. Money will be instantly deposited into your checking account.
Apply for a line of credit from Money ‘N Minutes! We offer customers in Kansas instant funds to help them cover financial expenses.
You will need proof of income when you apply for a loan. This can be in the form of paystubs or direct deposit information.
If you are unable to repay a payday loan as contemplated under your agreement, you may elect once every 12 months to repay the payday loan by means of an extended payment plan.
(a) To request an extended payment plan, you must request the plan before close of business on the last business day before the due date of the outstanding payday loan and sign an amendment to the original agreement which memorializes the plan terms.
(b) The extended payment plan terms shall allow you to repay the outstanding payday loan including any fee due in at least four substantially equal installments. Each plan installment shall be due on or after a date on which you receive regular income, or, if the consumer has no regular income, due dates shall be a minimum of two weeks between installments. You may prepay an extended payment plan in full at any time without penalty.
(c) If you fail to pay any extended payment plan installment when due, you shall be in default of the payment plan and we may immediately accelerate payment on the remaining balance and take action to collect all amounts due.
(d) No additional payday loan shall be made to you during an extended payment plan.
